Big reset for insurance sector as govt readies sweeping reform Bill
There is little doubt that raising the FDI limit to 100 percent marks a decisive step toward globalising India’s insurance sector. The reform is expected to draw larger pools of foreign capital, spur product innovation, and intensify competition in underwriting, risk management, and customer experience. Crucially, it will also bring access to global best practices—from sophisticated underwriting models and digital claims platforms to advanced risk-assessment tools—enhancing the industry’s resilience and service quality. Together, these shifts lay the groundwork for a more customer-centric and technologically robust insurance ecosystem. As Balachander Shekhar, Co-founder of RenewBuy, noted, the shift to full foreign ownership, composite licences and rationalised capital norms together open the door for new participants to reach underserved markets.

Govt does not direct LIC investments: FM Nirmala Sitharaman
Govt does not give LIC directions on its investment decisions: FinMin
Business Standard

PMJAY for 70+ logged 700k treatments worth ₹1,471 crore in first year
 

Uttar Pradesh eyes global investment in BFSI, healthcare, manufacturing
 

Term Insurance vs. investment: Why both matter when building wealth
New Delhi: The this or that dilemma is something almost everyone struggles with. For every financial choice you have to make, there is always an alternative waiting on the other side, the one that feels more attractive or convin!cing. The same thing happens when people think about buying term insurance. Many wonder whether they should skip term life insurance altogether and simply invest that money instead.

ICICI Prudential Life posts 99.33% claim settlement ratio in H1FY26
Mumbai: ICICI Prudential Life Insurance has reported a claim settlement ratio of 99.33 per cent for the first half of FY2026, positioning itself as the leader among major life insurers in India. The company settled death claims worth ₹893.38 crore during this period. The insurer achieved an average turnaround time of 1.1 days for non-investigated claims. Under its “Claim for Sure” initiative, which promises settlement of eligible claims within one day of document submission, the company processed death claims totalling ₹157.25 crore in H1FY26.

LIC exposure to Adani firms at Rs 48,285 crore
Life Insurance Corporation of India (LIC) holds about Rs 38,659 crore in equity and about Rs 9,626 crore in debt across Adani Group companies as of September 30, 2025, the finance ministry informed Lok Sabha on Monday.

Sebi’s comprehensive LODR review paper likely in 4–6 months: Pandey
The Securities and Exchange Board of India (Sebi) is likely to issue a consultation paper on its comprehensive review of the Listing Obligations and Disclosure Requirements (LODR) framework in four–six months. The exercise is aimed at simplifying the regulations, easing compliance burdens and removing redundant provisions.

Southern States have a lot of potential in the capital market which needs to be explored, says SEBI Chairman
Chennai: The southern States have a lot of potential to be explored in the capital markets, and it is important to bring in more MSMEs (Micro, Small and Medium Enterprises) into the public markets, SEBI (Securities and Exchange Board of India) Chairman Tuhin Kanta Pandey, said in a media interaction here on Monday. “Many of the good MSMEs, very robust MSMEs, are still not there in the capital markets. How do we create a more enabling environment in terms of their understanding, preparing them for the capital markets,” Pandey said. The SEBI chief was speaking to media on the sidelines of a closed door meeting with industry titans of Tamil Nadu, organised by the Confederation of Indian Industry (CII), where various topics were deliberated and feedback was gathered.

SEBI wants more derivatives with longer duration: Pandey

Chennai: The intention of Securities and Exchange Board of India (SEBI) is to have more derivaties which are of longer term, said the chairman of the markets regulator, Tuhin Kanta Pandey while responding to a question on SEBI's plans to increase the tenure and maturity of equity derivatives contracts.

Sebi closes probe against Nuvama Wealth without imposing any penalty
 

ICICI Prudential AMC gets Sebi nod for Rs 10,000 Cr IPO
The country’s second largest mutual fund house, ICICI Prudential Asset Management Company, has received final approval from the Securities and Exchange Board of India (Sebi) for its Rs 10,000 crore initial public offering (IPO). The firm had filed its IPO papers with Sebi on 8 July for an offer for sale by promoter – Prudential Corporation Holdings.

Union Mutual Fund to launch SIF in Feb under ‘Arthaya’
 

PE-VC investments remain flat in November despite spike in late stage investments
Chennai: Private equity-venture capital (PE-VC) investments remained flat year-on-year in terms of value for November. The value of private investments in November 2025 stood at $3.09 billion across 107 deals as against $3.18 billion investments across 95 deals in October of 2024, as per data from Venture Intelligence. Even as investments in late stage companies (over 10 years old) saw a rise, the drop in the value of investments in growth-stage companies (5-10 years old) pulled down overall tally.

Insurers line up for SDLs in bond forwards market
Insurance companies have, of late, jumped into the state development loan (SDL) forwards market, transforming it from nil activity just three months ago to now accounting for nearly 10–15% of the overall bond forwards market. The bond forward market began only seven months ago, on May 1, 2025, with Kotak Life Insurance executing the very first deal in government securities (G-Secs) on May 5, 2025, purchasing a 40‑year, 7.34% 2064 G-Sec worth Rs 20 crore from JP Morgan India. Building on that, insurers are now increasingly turning their attention to SDLs, particularly in the long-tenure bond forward market, as spreads over G-Sec widen and opportunities for higher yields emerge.